First-Time Buyers Fuel Market Momentum

Australia’s property market is heating up again—and it’s first-home buyers who are leading the charge. With recent interest rate cuts boosting borrowing power, more Australians are jumping into the market, which is driving property prices higher across the board.

If you’re considering buying your first home, refinancing, or investing, understanding what’s happening now is key to making a smart move.

Why First-Home Buyers Are in the Driver’s Seat

The Reserve Bank’s recent rate cuts have improved loan affordability, giving first-time buyers access to larger loan amounts—often tens of thousands of dollars more than just a few months ago. Combined with government incentives, this has opened the door for many Australians who previously couldn’t compete.

At Aus Capital Group, we’re seeing strong demand from first-home buyers exploring:

• Low-deposit loan options

• Non-bank alternatives

• Flexible documentation requirements (for self-employed or casual income)

What That Means for You

While it's exciting to see the market moving again, it also means there's more competition. Property values rose 0.5% in May alone, and we’re already seeing upward pressure in areas like Brisbane, Adelaide, and Perth.

The key takeaway? You need to act strategically—not reactively.

Our Advice: Be Prepared, Not Pressured

Just because your borrowing power has increased doesn’t mean you should borrow to the limit. Now more than ever, it's important to:
✔ Understand what you can comfortably afford
✔ Get your pre-approval in place early
✔ Work with a broker who knows how to move quickly and negotiate well

At Aus Capital Group, we help you:

• Structure your loan around your long-term goals

• Access competitive rates across banks and non-bank lenders

• Navigate the market with confidence—no matter your situation

The Bottom Line

Buying your first home or investment is a big decision, and right now, the market is moving fast. Whether you're ready to purchase or just exploring your options, we’re here to help you get clarity, confidence, and a competitive edge.

Need support with your next purchase or pre-approval?
Get in touch with the team at Aus Capital Group today—we’ll help you make sense of your options and move with confidence.